7:40amOwner
Four spreadsheets open to work out what last week actually paid, and two of them disagree.
Run your whole agency from one ledger
Built for agency owners, team leads and call floors
The CRM, commission engine and dialer for life insurance agencies. Every policy recorded once, every commission right to the cent, every call inside the rules.
- Onboarding done with you
- Priced for your agency
- Works on a phone
The real app. People and figures shown are an example agency.
Status maps for the carriers you already write
Carrier names identify the carriers whose wording Vora maps. No partnership or endorsement is implied.
A day in an agency without Vora
Most agencies run on a CRM, a dialer, a commission spreadsheet and a group chat. Here is what that costs in one ordinary day, and what changes.
10:15amProducer
A screenshot of the carrier app texted to the upline, because the deal is not in the CRM yet.
1:30pmOps
A carrier report says “Pending requirements: APS”. Three people read it three ways.
4:05pmTeam lead
A chargeback lands with no warning, and nobody can say which policy it came from.
7:02pmCall floor
A lead from Ohio rings an agent who is only licensed in Florida.
9:20pmOwner
Who wrote the most premium this month? The answer waits for Monday’s export.
Four things every agency fights with
One system where the money, the policies and the calls agree
01Commissions
Every commission dollar, right across the hierarchy
Expected pay for every deal and every level above it, advances and chargebacks tracked, and carrier statements matched against what you were owed.
- Commission grids by carrier and product
- Advance and tranche schedules for every level
- Chargebacks projected as debt, tied to the policy
- Statements parsed, matched and applied
Spread for one deal
Example: term life, $150.00 monthly premium
| Level | Share | First year | Advance | Remaining |
|---|---|---|---|---|
| Writing agent80% level | 80% | $1,440.00 | $1,080.00 | $360.00 |
| Upline manager100% level | 20% | $360.00 | $270.00 | $90.00 |
| Agency owner120% level | 20% | $360.00 | $270.00 | $90.00 |
Total advance across the hierarchy$1,620.00
Spread figures are an example.
02Dialer and leads
A dialer that knows the rules before the phone rings
Preview, power and parallel dialing in the browser, inside the same record as the policy. Calling windows, do-not-call, consent and the abandonment cap are checked on every number, every time.
0
dialing modes
0%
abandonment cap, tracked over 30 days
0
ways to supervise a live call
The floor, live. Switch modes and watch lines, dials, contacts and the abandon rate respond.
Florida Final Expense
Campaign running
Elena Ruiz
Dialing
Jordan Pierce
On a call
Kevin Tran
Wrap-up
Keisha Monroe
On a call
Malik Johnson
Voicemail dropped
Brianna Foster
On a call
Lines live
4
Dials today
4,863
Contacts today
1,185
Abandon rate, 30 dayscap 3%
0.3%
A simulation of the dialer wall with example agents. Parallel dials up to 20 lines per agent; Vora holds abandonment under the cap.
Status history
Example policy
- SubmittedCarrier: Application received
- UnderwritingCarrier: Pending requirements: APS
- ApprovedCarrier: Approved as applied
- IssuedCarrier: Policy issued, awaiting delivery
- In forceCarrier: Active, premium paid
03Post a Deal and the book
Record a policy once. Follow it to in force.
Post from your phone before you leave the kitchen table, then watch one plain status move from submitted to in force, with the carrier's own wording a tap away.
< 0 min
to post a deal from a phone
0
policies per bulk action, each row retried on its own
04AI
Answers about your agency, in plain English
Ask how production is trending and get the chart back. The assistant uses read-only lookups, never sees raw personal data, and runs through a zero data retention gateway.
0
read-only data lookups, no SQL, no actions
Zero
data retention. Nothing kept, nothing used for training
Ask about your agency
Read-only lookups. No raw personal data is sent, and nothing is stored.
top_producers(period: mtd, limit: 5)
Keisha Monroe leads with $9.9k in submitted annual premium, followed by Vanessa Ortiz and Hannah Lowe.
$9.9kKeisha$6.4kVanessa$5.7kHannah$5.6kIsaiah$5.2kImani
Example answers. The lookup shown is the one the assistant called.
Click through Vora yourself
A two-minute tour of the real app: leads in, the floor dialing, a deal posted and every level paid.
Click through Vora
7 steps, about two minutes. No sign up.
Real screens from the app. People and figures are an example agency.
Everything else the agency runs on
Texting, reporting, hierarchy, client access and integrations, built into the same record so every screen agrees.
Plugged into the systems agencies already use
Licensing from NIPR, contracting through SureLC, calls and texts over Telnyx, and an API and signed webhooks for everything else.
NIPR
License import
SureLC
Contract requests
Telnyx
Calls and texts
CSV / XLSX
Leads and statements
REST API
Scoped keys
Webhooks
HMAC signed
Discord
Deals and leaderboard
Resend
Email notices
Client data treated like it matters
People see what their role needs. Every sensitive action is checked, and every change is written down.
Isolated by agency
Postgres row-level security on every query, with tests for every role, including the ones that must be denied.
Two-factor and step-up
Exports, bulk deletes and admin promotions ask for a fresh check within five minutes.
Masked by default
SSN and Medicare digits are visible only to the writing agent and admins.
A record of every change
Audit and activity logs with CSV export. Support access is read-only and logged.
Activity log
LiveMarcus Bell exported Book of Business
Just now
Elena Ruiz listened in on a live call
2 min ago
Victoria Hale promoted Logan Hart to admin
4 min ago
Marcus Bell created API key with deals scope
6 min ago
Richard Jennings replied STOP to texts
8 min ago
Example activity from an example agency.
Questions agencies ask
Anything else, call 786-654-1233 or write to info@vorafinancial.io.
Who is Vora for?
Life insurance agencies: owners, managers and agents, and the contracting and ops staff who keep it running. Vora is sold to the agency and covers the whole hierarchy.
How do we get started?
Book a demo and we will set up your agency, load your carriers and commission grid, and send invites to your team. Agents joining an existing Vora agency use their invite or join code.
How much does it cost?
Vora is priced for each agency, around your headcount, rollout and setup. Every seat includes everything, and texting, calls and AI are not billed separately. You get a quote after your demo.
Can we move off our current CRM?
Yes. Vora was built to replace legacy agency CRMs, and we import your book, clients and carrier reports as part of setup.
Who can see our clients?
The writing agent, and the people above them in the hierarchy who need to. Other agents cannot. Sensitive details are masked by default and every change is recorded.
Does it work on a phone?
Yes. Vora is designed for phones first and can be installed to your home screen. Posting a deal takes under two minutes.
Bring your agency onto Vora
Book a demo. We will walk your team through Vora, then set up your carriers, commission grid and hierarchy with you.